Insurance Appraiser in Ketchikan, Alaska

Rain is the main event

Ketchikan averages around 150 inches of precipitation a year, and storms from the Gulf of Alaska can bring several inches in a day. Water finds its way through siding, windows, roofs and foundations, and the line between sudden damage and long-term seepage is often where claims get disputed.

Steep lots and landslides

Much of Ketchikan is built on steep hillsides between the mountains and Tongass Narrows. In August 2024, a landslide off the Third Avenue Bypass killed one person and damaged homes. Landslide damage is usually excluded as earth movement, but related losses, such as water damage or fire, may be treated differently.

Housing and access

• Older wood-frame homes on pilings and steep lots
• Homes reached by long stairways and boardwalks, which increases labor and material handling costs
• Waterfront homes exposed to wind and salt
• Island and float-access properties that need boat transport for materials and crews

Common claim issues

Wind-driven rain claims, roof leaks during storms, access and material handling costs left out of estimates, and disputes over whether water damage was sudden or gradual. We work throughout Ketchikan, Saxman, Ward Cove, North Point Higgins and on Revillagigedo and Gravina islands.

Services available in Ketchikan

Every Alaska Insurance Appraiser service is available to property owners in Ketchikan and nearby, including:

• Appraisal Panel Representation
• Homeowner Claim Appraisal
• Commercial, HOA & Condo Appraisal
• Roof, Hail & Ice Damage Appraisal
• Windstorm Damage Appraisal
• Snow Load & Ice Dam Claims
• Frozen Pipe & Water Damage Appraisal
• Fire, Smoke & Wildfire Appraisal

Questions from Ketchikan property owners

Nearby communities